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Legal Notice (Disclaimer)

Terms of Use

By utilizing the website www.finreon.ch (or a page diverted to this web address; hereinafter referred to in toto as the "Finreon website") you confirm that you have read and understood and accept the following Conditions of Use including the Legal Conditions. If you do not accept these Conditions of Use please do not visit the Finreon website again.
The Finreon website is not intended for legal and natural persons who, for reasons of nationality, business headquarters, place of residence or for any other reasons, are subject to a legal system which bans or restricts in particular
 
  • the publication of the contents,
  • access to the Finreon website,
  • the activities of a foreign financial services provider,
  • the admission of financial products (e.g. funds).
Moreover it is not intended for use by legal or natural persons in countries where Finreon AG or any companies associated with it do not have the required registration and authorization to operate.
 
Persons who are subject to any one or all of these restrictions may not access the Finreon website. This applies in particular to citizens of the USA, UK, Canada, Japan, China and Singapore, or persons resident in the afore-mentioned countries. Please find out about the corresponding legal restrictions in your country.
 

Reservations

Finreon AG reserves the right to modify any information, opinions, performance or other data, links, etc. at any time without prior notice to users.
Moreover, Conditions of Use may also be changed and the use of the Finreon website may also be restricted or terminated without prior notice.
The English version of the Finreon website is a translation. Finreon can not exclude and is not liable for translation errors of any kind. In case of doubt, the original German version shall apply.
 

Place of jurisdiction

Insofar as a legal position arises between Finreon AG and the users of the Finreon website, this is subject to Swiss legislation. The sole place of jurisdiction shall be St. Gallen, Switzerland.
 

Property rights

All elements on the Finreon website are protected as intangible property and are owned by Finreon AG or by third parties. The utilization of the Finreon website does not entail the transfer of any rights, in particular any rights relating to software, brand names or elements of the Finreon website. Copyright indications and brand names may not be changed or removed. Elements of the Finreon website may not be reproduced in their entirety or in part without reference to the full source. The contents of the Finreon website may not be reproduced or utilized for public or commercial purposes without the prior written agreement of Finreon AG.
 

No Warranty

Finreon AG offers no guarantees (including liability towards third parties) nor assurance for the actuality, precision, reliability or completeness of the contents of the Finreon website, the results obtained utilizing the Finreon website,the contents of third parties that are found on or accessible via the Finreon website.
 
Furthermore, Finreon AG shall not be held liable for and cannot guarantee that the functions on the Finreon website work without fault and are available without interruption or the Finreon website and other components utilized through access to the Finreon website are free of viruses, etc.
 
Finreon AG also offers no guarantee for the increase or stability of the value of capital invested in investment tools or the level of future dividends.
 
The information and opinions published on the Finreon website do not constitute publicity or recommendations and should not be construed as a demand, an offer or an invitation to submit an offer:
 
  • for acquiring or selling investment tools,
  • for carrying out any sort of transactions,
  • for completing any other kind of legal business.
The sole purpose of the Finreon website is to provide information.
 
The investment funds mentioned on the Finreon-Website may only be purchased on the basis of the current sales prospectus, the simplified prospectus respectively the Key Investor Information Document (KIID) and the most recent annual report (or half-yearly report, if this is more recent). The fund documents and the half-/yearly prospectus may be obtained free of charge from the respective fund management company.
 
The information and opinions published on the Finreon website are of a general nature. They are neither intended nor suitable for replacing individual consulting by specialised staff who will take into account the actual circumstances prevailing in a given individual case. For this reason they do not represent legal, fiscal, financial, economic or any other advice and not be utilized as an investment aid.
 

Exclusion of liability

Finreon AG or any companies, partners, boards of directors, employees or representatives linked to it refuse all liability (including for negligence and towards third parties) for direct or indirect damage or consequential damage that may occur in direct or indirect connection with the utilization of the Finreon website.
 
Finreon AG has not verified third parties' websites linked to the Finreon website and cannot be held liable for the actuality, precision, reliability, completeness or legality of the contents and offers on such websites. The user therefore accesses such web pages at his or her own risk.

Web links may only be included in websites outside an Finreon website with the prior agreement of Finreon AG.